Claim Support

Challenge denials, request funds, and negotiate like an expert.

Coverage Health Check

Know what you have and avoid surprises.

Settle For More

Get on-demand access to everything Tugboat has to offer for just $5 a month

Claim Support

Damage Assesment

Policy Education

Home Inventory Prep

And many other features.

Get on-demand access to everything Tugboat has to offer for just $5 a month

Claim support

Damage Assesment

Policy Education

Home Inventory Prep

And many other features.

Select the Best Plan For Your Future

Your ticket to a fair settlement

$1*

Become a member

Personalized help from insurance experts

Claim Support for new damage

*$1 for the first month and just $5/month after that (billed annually) cancel anytime

Become a Member
$159

Support for Something that already happened

Become a member today for $60/year

+ Add support for an existing claim for just $99

Get Started

Help for every situation.

Recovering after property damage can be overwhelming. Tugboat gives you simple and straightforward help tailored to your situation.

FIRE
FIRE
WATER
WATER
WIND
WIND
HAIL
HAIL
FREEZE
FREEZE
FLOOD
FLOOD
LIGHTNING
LIGHTNING
THEFT & VANDALISM
THEFT & VANDALISM
TORNADO
TORNADO
SMOKE
SMOKE
OTHER
OTHER
BUSINESS LOSSES
BUSINESS LOSSES
FILE A CLAIM
FILE A CLAIM
FIND A CONTRACTOR
FIND A CONTRACTOR
VACATION PROPERTY
VACATION PROPERTY
CHALLENGE A DENIAL
CHALLENGE A DENIAL

Why do people love Tugboat?

Can’t say enough about how wonderful Tugboat has been to work with! 👍👍👍

John D.
+$2,000

They were absolutely available, supportive, kind and knowledgeable - I would recommend anyone use them to navigate the insurance company nightmare.

Jane S.
+$1,500

We used Tugboat claims in May when we had water damage in our home and they walked with us through every step of the process and helped us advocate for ourselves. Highly recommend!

Mike R.
+$3,000

We recovered our entire home because of Tugboat's help! To anyone considering using Tugboat - you absolutely need to listen to these guys because they turned out to be 100% accurate for us.

Clay P.
+ $317,000

Tugboat saved me a s**t ton of money and helped my get the most out of my insurance policy

Greg H.
+$35,000

They were absolutely available, supportive, kind and knowledgeable - I would recommend anyone use them to navigate the insurance company nightmare.

Kevin M.
+$35,000

We used Tugboat claims in May when we had water damage in our home and they walked with us through every step of the process and helped us advocate for ourselves. Highly recommend!

Kamryn M.
+$15,089

I hope I never have another claim, but if I do you can bet I’ll be using Tugboat again! 10/10

Chrstiopher S.
+$5,200

Questions about Tugboat

Learn more about Tugboat with these frequently asked questions or ask one of your own by emailing us at hello@tugboat.claims

Questions about Tugboat

Learn more about Tugboat with these frequently asked questions or ask one of your own by emailing us at hello@tugboat.claims

Can you help me with a claim I already filed or one I know I am going to file?

Yes. Members can add claim support for an existing claim or damage for just $99

How does Tugboat help with insurance claims?

Tugboat provides expert guidance through the claims process so you'll always have someone in your corner. We help with damage assessments, coverage review, and effective communication to help you get the most out of your insurance policy.

Is Tugboat available for me?

Tugboat is available to all homeowners in the United States. It’s also available to anyone with property insurance, including business owners and renters.

Is there a limit to how much I can use Tugboat?

No, Tugboat's expert support is here to provide expert help to make things easier and more affordable, anytime you experience damage to your home or property.

What if my claim was denied?

Claims are getting denied more than ever, but Tugboat members get their denials overturned more often than not.It usually takes a bit of back-and-forth with the insurance company but we’re here to help you see it through.

Become a Member Today

Make home insurance work for you