Settle for more
on your home insurance claim.

Tugboat users increase their settlements by over 50% on average!

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ONWATCH

Get on-demand access to everything Tugboat has to offer for just $5 a month with OnWatch.

Claim support, policy education, home inventory prep, and more!

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BIG PICTURE

Chart a course to better settlement

An insurance claim is a negotiation; now, you don’t have to be a claims expert to receive a fair settlement.

No matter where you are in the claims process, Tugboat has the tools to help you get your claim paid quickly and completely - because that’s what insurance is for.

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POWERFUL FEATURES

Help for every situation.

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Claim Review

Claim experts will thoroughly review the claim details and documentation you provide to identify the best course forward.

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Talk to an Expert

Create a FREE account today to ask questions and discuss your claim with our team of insurance professionals.

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Professional Reports

Professionally drafted reports help you communicate with your adjuster like a pro and advocate for a full and fair settlement.

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Additional Funds

The dollars are in the details and Tugboat helps you use those details, and a bit of claim expert know-how, to advocate for the settlement you deserve.

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Denial Dispute

Getting denials overturned has never been easier. Tugboat helps you advocate for yourself and successfully challenge unjust denials.

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Business Losses

Business Interruption, Loss of Income, Business Personal Property - Tugboat is here to help you navigate it all so you can get back to business.

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Additional Living Expenses

Temporary housing, increased food budget, excess utility usage, and additional travel and transportation costs - we're here to help!

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Contractor Network

Keep your restoration project on track with our network of reliable contractors who understand the claim process.

TESTIMONIALS

What our customers say

“Can’t say enough about how wonderful Tugboat has been to work with! 👍👍👍"

Kim F.

"They were absolutely available, supportive, kind and knowledgeable - I would recommend anyone use them to navigate the insurance company nightmare."

Kevin M. + $35,000

“We used Tugboat claims in May when we had water damage in our home and they walked with us through every step of the process and helped us advocate for ourselves. Highly recommend!”

Kamryn M. +$15,089

“I hope I never have another claim, but if I do you can bet I’ll be using Tugboat again! 10/10"

Christopher S. + $5,200

SATISFACTION GUARANTEED

Tugboat users settle for more.
If you aren’t completely satisfied with your Claim Support Package,
let us know for a full refund - plain and simple.

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Our users love us, and we know you will too. If you aren’t satisfied for any reason, just let us know and we’ll issue a full refund.

 
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We promise to never sell your personal information and you won’t suddenly find yourself on any new email or calling lists.

 
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Every Tugboat report is crafted by our team of experienced insurance professionals.
You won't find more powerful support tools anywhere, guaranteed.

 
TAKE CONTROL OF YOUR CLAIM TODAY

Tell us about your claim

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Answer a few questions about what happened.
We'll identify the best course of action for you to improve your settlement.

Communicate like a pro

 
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Use your Tugboat Report to communicate with your adjuster and address any issues with your settlement. Or if your claim is new, preempt the mistakes altogether.

Get more money! 

 

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It’s that simple! Tugboats’ easy-to-use tools help you negotiate a better settlement and know what to do each step of the way. That means more money and less stress. So what are you waiting for?

PRICING

Your ticket to a fair settlement

Claim Review

FREE

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  • Checkmark Professional claim review
  • Checkmark Personalized claim tips
  • Checkmark Discuss your claim with a pro
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Most Popular

Claim Support

$249

The average claim support user increases their settlement by over $15,000!

  • Checkmark All the FREE stuff plus:
  • Plus Mark Professional letters for your adjuster
  • Asset 46 Supplement Requests
  • Asset 46 Denial Disputes
  • Plus Mark Ongoing claim support
TRY TUGBOAT

Professional

Custom Pricing

Contingency Fee
No up-front costs

  • Checkmark A licensed public adjuster will negotiate your claim on your behalf
  • Checkmark Not available in all areas or for all claims
TALK TO AN ADJUSTER

FAQ

Do you charge per report?

No.
Pay once - receive ongoing support for the life of your claim.

Do I need to tell my insurance I have representation?

No, because you don’t.
Think of Tugboat as the tool to help you navigate your claim.
The letters and reports are all reviewed, signed, and submitted by you.
Insurance companies tend to get combative when representation is involved. With tugboat you get all the benefits of professional help without any of the drawbacks.
If your claim is a better fit for our Professional services, your public adjuster will notify your insurance company.

Do you offer any guarantees?

What if my claim was denied?

Tugboat users get their denials overturned more often than not.
It often takes a bit of back-and-forth with the insurance company but we’re here to help you see it through.

Do you charge a percentage of the claim?

Only for the Professional package.

Tugboat Claim Support charges a one-time fee of $249 for ongoing professional support for the life of your claim.