Make Your Home Insurance Work For You

Understand coverage, negotiate payments
and safeguard what matters most
for just $1 a month.

Become a Member

Claim Support

Challenge denials, request funds, and negotiate like an expert. 

 
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Coverage Health Check

Know what you have and avoid surprises.

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Honest Experts

Your agent works for your insurance company, get answers from experts that only work for you.

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Get on-demand access to everything Tugboat has to offer for just $5 a month.

Claim support, damage assessment, policy education, home inventory prep, and more!

Become a Member
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Pricing

Your ticket to a fair settlement

Membership

$1*

  • Personalized help from insurance experts

  • Claim Support for new damage

  • *$1 for the first month and just $5/month after that (billed annually) cancel anytime

Become a Member
Support for Something that already happened

$159

  • Become a member today for $60/ year

  • + Add support for an existing claim for just $99

Get Started

Professional - Custom Pricing

Public Adjusting, Estimating Services, and Claim Support for Contractors available upon request.
email: hello@tugboat.claims

Why do people love Tugboat?

Can’t say enough about how wonderful Tugboat has been to work with! 👍👍👍

Kim F.
+ $2,600

They were absolutely available, supportive, kind and knowledgeable - I would recommend anyone use them to navigate the insurance company nightmare.

Kevin M.
+ $35,000

We used Tugboat claims in May when we had water damage in our home and they walked with us through every step of the process and helped us advocate for ourselves. Highly recommend!

Kamryn M.
+ $15,089

I hope I never have another claim, but if I do you can bet I’ll be using Tugboat again! 10/10

 
Christopher S.
+ $5,200
We recovered our entire home because of Tugboat's help! To anyone considering using Tugboat - you absolutely need to listen to these guys because they turned out to be 100% accurate for us.
Clay P.
+ $317,000
Tugboat saved me a s**t ton of money and helped my get the most out of my insurance policy
Greg H.
+ $35,000

Help for every situation

Recovering after property damage can be overwhelming.
Tugboat gives you simple and straightforward help tailored to your situation.

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    FIRE
  • WATER
    WATER
  • Untitled-1_0003_storm
    WIND
  • IMG_0002
    HAIL
  • Untitled-1_0015_freeze
    FREEZE
  • flood icon
    FLOOD
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    LIGHTNING
  • Untitled-1_0001_vandal
    THEFT &
    VANDALISM
  • IMG_0003
    TORNADO
  • Untitled-1_0004_smoke
    SMOKE
  • Untitled-1_0007_other
    OTHER
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    BUSINESS
    LOSSES
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    FILE A
    CLAIM

  • Untitled-1_0006_review-2
    REVIEW
    COVERAGE
  • Untitled-1_0021_ctr-2

    FIND A
    CONTRACTOR

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    VACATION
    PROPERTY
  • Untitled-1_0020_denial-2
    CHALLENGE A DENIAL

Questions about Tugboat

Learn more about Tugboat with these frequently asked questions or ask one of your own by emailing us at hello@tugboat.claims

Can you help me with a claim I already filed or one I know I am going to file?

Yes. Members can add claim support for an existing claim or damage for just $99

 
How does Tugboat help with insurance claims?
Tugboat provides expert guidance through the claims process so you'll always have someone in your corner. We help with damage assessments, coverage review, and effective communication to help you get the most out of your insurance policy.
 
Is Tugboat available for me?
Tugboat is available to all homeowners in the United States. It’s also available to anyone with property insurance, including business owners and renters.
Is there a limit to how much I can use Tugboat?
No, Tugboat's expert support is here to provide expert help to make things easier and more affordable, anytime you experience damage to your home or property.
What if my claim was denied?
Claims are getting denied more than ever, but Tugboat members get their denials overturned more often than not.
It usually takes a bit of back-and-forth with the insurance company but we’re here to help you see it through.
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Become a Member Today

Make home insurance work for you

Get Started