Homeowner Resource

Claim Insight: I Just Accepted an Insurance Che...
Getting that insurance check in your hand after a property loss can feel like a relief. But don’t let the relief turn into confusion. Once the check arrives, you’ve still...
Claim Insight: I Just Accepted an Insurance Che...
Getting that insurance check in your hand after a property loss can feel like a relief. But don’t let the relief turn into confusion. Once the check arrives, you’ve still...

Policy Insight: What Is an Endorsement, and Do ...
An endorsement, also known as a rider or amendment, is an add-on to your standard insurance policy that modifies, extends, or limits coverage. In other words, it's how you customize...
Policy Insight: What Is an Endorsement, and Do ...
An endorsement, also known as a rider or amendment, is an add-on to your standard insurance policy that modifies, extends, or limits coverage. In other words, it's how you customize...

Policy Insight: What is Accidental Direct Physi...
Insurance terms can sound like they’re written in ancient runes, and “Accidental Direct Physical Loss” (ADPL) is no exception. But if you’re a homeowner looking to protect your biggest asset,...
Policy Insight: What is Accidental Direct Physi...
Insurance terms can sound like they’re written in ancient runes, and “Accidental Direct Physical Loss” (ADPL) is no exception. But if you’re a homeowner looking to protect your biggest asset,...

Policy Insight: Made Home Upgrades? Here’s Why ...
If you don’t tell your insurance company about those upgrades, they might not be fully covered. And when the unexpected happens (hello, water leak), that could leave you footing the...
Policy Insight: Made Home Upgrades? Here’s Why ...
If you don’t tell your insurance company about those upgrades, they might not be fully covered. And when the unexpected happens (hello, water leak), that could leave you footing the...

Policy Insight: How Much Home Insurance Do You ...
When it comes to insuring your home, there’s one question we hear again and again: “How much coverage do I actually need?” And we get it, property insurance isn’t exactly a...
Policy Insight: How Much Home Insurance Do You ...
When it comes to insuring your home, there’s one question we hear again and again: “How much coverage do I actually need?” And we get it, property insurance isn’t exactly a...

Claim Insight: Who’s Adjusting Your Claim? (Spo...
Many insurance carriers are now hiring adjusters with little or no real-world experience to handle homeowner claims. These individuals may have passed basic state licensing exams (some of which are...
Claim Insight: Who’s Adjusting Your Claim? (Spo...
Many insurance carriers are now hiring adjusters with little or no real-world experience to handle homeowner claims. These individuals may have passed basic state licensing exams (some of which are...
You shouldn’t have to be a claims expert to receive a fair settlement.
An insurance claim is a negotiation.
Without a background in construction and a strong understanding of your policy and rights as a consumer, you are at high risk of being underpaid by thousands of dollars or, worse, having your claim denied altogether.
With Tugboat you don’t have to be an expert to receive a fair settlement.