Homeowner Resource

Policy Insight: How Much Home Insurance Do You ...
When it comes to insuring your home, there’s one question we hear again and again: “How much coverage do I actually need?” And we get it, property insurance isn’t exactly a...
Policy Insight: How Much Home Insurance Do You ...
When it comes to insuring your home, there’s one question we hear again and again: “How much coverage do I actually need?” And we get it, property insurance isn’t exactly a...

Claim Insight: Who’s Adjusting Your Claim? (Spo...
Many insurance carriers are now hiring adjusters with little or no real-world experience to handle homeowner claims. These individuals may have passed basic state licensing exams (some of which are...
Claim Insight: Who’s Adjusting Your Claim? (Spo...
Many insurance carriers are now hiring adjusters with little or no real-world experience to handle homeowner claims. These individuals may have passed basic state licensing exams (some of which are...

Claim Insight: I Have a Renter’s Policy, What D...
Many renters assume their landlord’s insurance protects them, but that policy only covers the building itself—not your personal belongings or liability.
Claim Insight: I Have a Renter’s Policy, What D...
Many renters assume their landlord’s insurance protects them, but that policy only covers the building itself—not your personal belongings or liability.

Claim Insight: Can I Help My Parents File? How ...
Yes, you can help your parents (or someone else) file a property insurance claim, but there are important steps and legal considerations to keep in mind.
Claim Insight: Can I Help My Parents File? How ...
Yes, you can help your parents (or someone else) file a property insurance claim, but there are important steps and legal considerations to keep in mind.

Claim Insight: Understanding Additional Living ...
Additional Living Expenses (ALE) coverage can be a financial lifesaver. But what exactly does ALE cover, and what are its limits?
Claim Insight: Understanding Additional Living ...
Additional Living Expenses (ALE) coverage can be a financial lifesaver. But what exactly does ALE cover, and what are its limits?

Claim Insight: What Is a Reservation of Rights ...
A Reservation of Rights letter is a standard practice in the insurance industry. However, it’s important to understand what it means and how it might affect your claim.
Claim Insight: What Is a Reservation of Rights ...
A Reservation of Rights letter is a standard practice in the insurance industry. However, it’s important to understand what it means and how it might affect your claim.
You shouldn’t have to be a claims expert to receive a fair settlement.
An insurance claim is a negotiation.
Without a background in construction and a strong understanding of your policy and rights as a consumer, you are at high risk of being underpaid by thousands of dollars or, worse, having your claim denied altogether.
With Tugboat you don’t have to be an expert to receive a fair settlement.