Homeowner Resource

Disaster Insight: Navigating the January 2025 California Wildfires and Your Insurance Claim

Disaster Insight: Navigating the January 2025 C...

Recovering from a disaster like the 2025 California wildfires takes time, patience, and strategy. By keeping detailed records, leveraging your policy benefits, and staying proactive, you can pave the way...

Disaster Insight: Navigating the January 2025 C...

Recovering from a disaster like the 2025 California wildfires takes time, patience, and strategy. By keeping detailed records, leveraging your policy benefits, and staying proactive, you can pave the way...

Tugboat Team
Insurance Information: What are estimating or internal guidelines?

Insurance Information: What are estimating or i...

Estimating guidelines play a critical role in the insurance claim process and are a black box for the policyholder. The process helps ensure that damage is assessed accurately and that...

Insurance Information: What are estimating or i...

Estimating guidelines play a critical role in the insurance claim process and are a black box for the policyholder. The process helps ensure that damage is assessed accurately and that...

Tugboat Team
Claim Insight: Who is a public adjuster? Can they help me?

Claim Insight: Who is a public adjuster? Can th...

Whether you’re handling a claim on your own or need extra help, it’s important to know that you don’t have to go through the process alone. Public adjusters can be...

Claim Insight: Who is a public adjuster? Can th...

Whether you’re handling a claim on your own or need extra help, it’s important to know that you don’t have to go through the process alone. Public adjusters can be...

Tugboat Team
Claim Insight: What is a virtual inspection?

Claim Insight: What is a virtual inspection?

Virtual claim inspections have become increasingly common, offering a convenient and efficient way for insurance adjusters to assess damage without needing to visit your home in person. If your insurance...

Claim Insight: What is a virtual inspection?

Virtual claim inspections have become increasingly common, offering a convenient and efficient way for insurance adjusters to assess damage without needing to visit your home in person. If your insurance...

Tugboat Team
Claim Insight: Unlocking the Mystery of Depreciation in Property Insurance Claims

Claim Insight: Unlocking the Mystery of Depreci...

Meta Description: Demystify insurance claim depreciation with our in-depth guide. Learn about ACV, RCV, recovering depreciation, and how to ensure you're not leaving money on the table!

Claim Insight: Unlocking the Mystery of Depreci...

Meta Description: Demystify insurance claim depreciation with our in-depth guide. Learn about ACV, RCV, recovering depreciation, and how to ensure you're not leaving money on the table!

Tugboat Team
Claim Insight: Who is involved in a claim?

Claim Insight: Who is involved in a claim?

Be prepared to open your home to plenty of strangers after filing a claim. Filing an insurance claim means interacting with various professionals who each play a specific role in...

Claim Insight: Who is involved in a claim?

Be prepared to open your home to plenty of strangers after filing a claim. Filing an insurance claim means interacting with various professionals who each play a specific role in...

Tugboat Team

You shouldn’t have to be a claims expert to receive a fair settlement. 

An insurance claim is a negotiation.
Without a background in construction and a strong understanding of your policy and rights as a consumer, you are at high risk of being underpaid by thousands of dollars or, worse, having your claim denied altogether. 

With Tugboat you don’t have to be an expert to receive a fair settlement.