Homeowner Resource

Policy Insight: How Much Home Insurance Do You Really Need?

Policy Insight: How Much Home Insurance Do You ...

When it comes to insuring your home, there’s one question we hear again and again: “How much coverage do I actually need?” And we get it, property insurance isn’t exactly a...

Policy Insight: How Much Home Insurance Do You ...

When it comes to insuring your home, there’s one question we hear again and again: “How much coverage do I actually need?” And we get it, property insurance isn’t exactly a...

Tugboat Team
Claim Insight: Who’s Adjusting Your Claim? (Spoiler: It Might Be Someone With Zero Real Experience)

Claim Insight: Who’s Adjusting Your Claim? (Spo...

Many insurance carriers are now hiring adjusters with little or no real-world experience to handle homeowner claims. These individuals may have passed basic state licensing exams (some of which are...

Claim Insight: Who’s Adjusting Your Claim? (Spo...

Many insurance carriers are now hiring adjusters with little or no real-world experience to handle homeowner claims. These individuals may have passed basic state licensing exams (some of which are...

Tugboat Team
Claim Insight: I Have a Renter’s Policy, What Does That Cover?

Claim Insight: I Have a Renter’s Policy, What D...

Many renters assume their landlord’s insurance protects them, but that policy only covers the building itself—not your personal belongings or liability.

Claim Insight: I Have a Renter’s Policy, What D...

Many renters assume their landlord’s insurance protects them, but that policy only covers the building itself—not your personal belongings or liability.

Tugboat Team
Claim Insight: Can I Help My Parents File? How to File a Property Insurance Claim on Behalf of Someone Else

Claim Insight: Can I Help My Parents File? How ...

Yes, you can help your parents (or someone else) file a property insurance claim, but there are important steps and legal considerations to keep in mind.

Claim Insight: Can I Help My Parents File? How ...

Yes, you can help your parents (or someone else) file a property insurance claim, but there are important steps and legal considerations to keep in mind.

Tugboat Team
Claim Insight: Understanding Additional Living Expenses (ALE)

Claim Insight: Understanding Additional Living ...

Additional Living Expenses (ALE) coverage can be a financial lifesaver. But what exactly does ALE cover, and what are its limits?

Claim Insight: Understanding Additional Living ...

Additional Living Expenses (ALE) coverage can be a financial lifesaver. But what exactly does ALE cover, and what are its limits?

Tugboat Team
Claim Insight: What Is a Reservation of Rights Letter?

Claim Insight: What Is a Reservation of Rights ...

A Reservation of Rights letter is a standard practice in the insurance industry. However, it’s important to understand what it means and how it might affect your claim.

Claim Insight: What Is a Reservation of Rights ...

A Reservation of Rights letter is a standard practice in the insurance industry. However, it’s important to understand what it means and how it might affect your claim.

Tugboat Team

You shouldn’t have to be a claims expert to receive a fair settlement. 

An insurance claim is a negotiation.
Without a background in construction and a strong understanding of your policy and rights as a consumer, you are at high risk of being underpaid by thousands of dollars or, worse, having your claim denied altogether. 

With Tugboat you don’t have to be an expert to receive a fair settlement.