Claim Support

Challenge denials, request funds, and negotiate like an expert.

Coverage Assessment

Know what you have and what you're entitled to

Settle For More

Tugboat users increase there settlements by an average of 50%

Get on-demand access to everything Tugboat has to offer

Claim Support

Claim Support

Tugboats’ easy-to-use tools help you negotiate a better settlement and know what to do each step of the way. That means more money and less stress.

Damage Assesment

Damage Assesment

Sometimes, just knowing how much something is likely to cost or whether you should file a claim can save you a lot of stress.

Policy Education

Policy Education

Insurance just isn’t what it used to be. Tugboat helps you understand and make the most of your policy so you’re well protected and can avoid nasty surprises later on.

Home Inventory Prep

Home Inventory Prep

A loss is devastating enough without having to prove what you had to your insurance company after its gone or destroyed. When it comes to home inventory an ounce of prevention is worth a pound of cure.

And many other features.

Get on-demand access to everything Tugboat has to offer

Claim support

Claim support

Tugboats’ easy-to-use tools help you negotiate a better settlement and know what to do each step of the way. That means more money and less stress.

Damage Assesment

Damage Assesment

Sometimes, just knowing how much something is likely to cost or whether you should file a claim can save you a lot of stress.

Policy Education

Policy Education

Insurance just isn’t what it used to be. Tugboat helps you understand and make the most of your policy so you’re well protected and can avoid nasty surprises later on.

Home Inventory Prep

Home Inventory Prep

A loss is devastating enough without having to prove what you had to your insurance company after its gone or destroyed. When it comes to home inventory an ounce of prevention is worth a pound of cure.

And many other features.

Your Ticket to a Fair Settlement

Free

Become a member

Personalized support from insurance experts

Handle your claim strategically for the best outcome

Expert assistance communicating effectively with your insurance company

Become a Member

Why do people love Tugboat?

Can’t say enough about how wonderful Tugboat has been to work with! 👍👍👍

John D.
+$2,000

They were absolutely available, supportive, kind and knowledgeable - I would recommend anyone use them to navigate the insurance company nightmare.

Jane S.
+$1,500

We used Tugboat claims in May when we had water damage in our home and they walked with us through every step of the process and helped us advocate for ourselves. Highly recommend!

Mike R.
+$3,000

We recovered our entire home because of Tugboat's help! To anyone considering using Tugboat - you absolutely need to listen to these guys because they turned out to be 100% accurate for us.

Clay P.
+ $317,000

Tugboat saved me a s**t ton of money and helped my get the most out of my insurance policy

Greg H.
+$35,000

They were absolutely available, supportive, kind and knowledgeable - I would recommend anyone use them to navigate the insurance company nightmare.

Kevin M.
+$35,000

We used Tugboat claims in May when we had water damage in our home and they walked with us through every step of the process and helped us advocate for ourselves. Highly recommend!

Kamryn M.
+$15,089

I hope I never have another claim, but if I do you can bet I’ll be using Tugboat again! 10/10

Chrstiopher S.
+$5,200

Questions about Tugboat

Learn more about Tugboat with these frequently asked questions or ask one of your own by emailing us at hello@tugboat.claims

Questions about Tugboat

Learn more about Tugboat with these frequently asked questions or ask one of your own by emailing us at hello@tugboat.claims

Can you help me with a claim I already filed or one I know I am going to file?

Yes. Members can add claim support for an existing claim or damage for just $99

How does Tugboat help with insurance claims?

Tugboat provides expert guidance through the claims process so you'll always have someone in your corner. We help with damage assessments, coverage review, and effective communication to help you get the most out of your insurance policy.

Is Tugboat available for me?

Tugboat is available to all homeowners in the United States. It’s also available to anyone with property insurance, including business owners and renters.

Is there a limit to how much I can use Tugboat?

No, Tugboat's expert support is here to provide expert help to make things easier and more affordable, anytime you experience damage to your home or property.

What if my claim was denied?

Claims are getting denied more than ever, but Tugboat members get their denials overturned more often than not.It usually takes a bit of back-and-forth with the insurance company but we’re here to help you see it through.