Homeowner Resource

Claim Insight: Can I Help My Parents File? How ...
Yes, you can help your parents (or someone else) file a property insurance claim, but there are important steps and legal considerations to keep in mind.
Claim Insight: Can I Help My Parents File? How ...
Yes, you can help your parents (or someone else) file a property insurance claim, but there are important steps and legal considerations to keep in mind.

Claim Insight: Understanding Additional Living ...
Additional Living Expenses (ALE) coverage can be a financial lifesaver. But what exactly does ALE cover, and what are its limits?
Claim Insight: Understanding Additional Living ...
Additional Living Expenses (ALE) coverage can be a financial lifesaver. But what exactly does ALE cover, and what are its limits?

Claim Insight: What Is a Reservation of Rights ...
A Reservation of Rights letter is a standard practice in the insurance industry. However, it’s important to understand what it means and how it might affect your claim.
Claim Insight: What Is a Reservation of Rights ...
A Reservation of Rights letter is a standard practice in the insurance industry. However, it’s important to understand what it means and how it might affect your claim.

Disaster Insight: Navigating Homeowners Insuran...
Wildfires can expose issues across all areas of property claims, from small claims due to smoke damage to total loss claims where everything is lost. These claims are complex, difficult,...
Disaster Insight: Navigating Homeowners Insuran...
Wildfires can expose issues across all areas of property claims, from small claims due to smoke damage to total loss claims where everything is lost. These claims are complex, difficult,...

Disaster Insight: Insurance Coverage Gaps with ...
Wildfires can cause devastating damage, leaving homeowners to navigate the challenging and often confusing process of filing insurance claims. Unfortunately, many homeowners discover significant gaps in their coverage only after...
Disaster Insight: Insurance Coverage Gaps with ...
Wildfires can cause devastating damage, leaving homeowners to navigate the challenging and often confusing process of filing insurance claims. Unfortunately, many homeowners discover significant gaps in their coverage only after...

Policy Insight: What to Ask Your Agent When Sig...
Signing up for homeowner’s insurance isn’t just about picking a policy and calling it a day; it’s about making sure everything valuable is properly covered before disaster strikes. The worst...
Policy Insight: What to Ask Your Agent When Sig...
Signing up for homeowner’s insurance isn’t just about picking a policy and calling it a day; it’s about making sure everything valuable is properly covered before disaster strikes. The worst...
You shouldn’t have to be a claims expert to receive a fair settlement.
An insurance claim is a negotiation.
Without a background in construction and a strong understanding of your policy and rights as a consumer, you are at high risk of being underpaid by thousands of dollars or, worse, having your claim denied altogether.
With Tugboat you don’t have to be an expert to receive a fair settlement.